Minimum Requirements

Must be above 18years

Must have a verifiable source of income

Must have an active checking account

Must have a valid governement issued ID

You cannot be currently serving in the military. A federal law title 32 CFR Part 232 prohibit this lender from making loans to military personnel.

Documents that we may request

Current Pay-Roll Stub

Voided Check from Your Account

W-2 from previous Tax Year.

Current Uility Bill

Xpress Credit Choice' loan approval policy is based on the accuracy of the information which you supplied to us, the combination of your credit history and your ability to pay back the loan. Many times bad or no credit does not influence our credit granting criteria.