The #1 Xpress Loan Lender
Inspiring people to make a better choice while providing the mutual power of service.
Online Loan Application
For different types of loan anytime using your mobile phone, tablet or computer.
Fast Loan Approval
Response via email or text in just minutes.
Same Day Loan
Money wired directly to your account today.
Debt Consolidation Loans
Consolidate any payday loans into a single monthly payment.
Emergency Loans
Pay medical bills, car repair, past due utilities, or collection accounts.
Bad Credit OK
Emphasis on most recent credit history allows us to offer you a bad credit loan
No Origination Fee
The amount you borrow is the amount we deposit in your account
Safe & Secure
Same security technology as online banking 256-bit SSL encryption
Mobile Friendly
Complete loan process can be completed on a mobile device
No Pre-payment Penalty
You only pay for the time you have the loan outstanding
20 Years Lending Experience
Providing top rate service built on customer referrals
A Florida Direct Lender
We offers loans to qualified borrowers completely online and through the electronic banking
system.
Our process is so fast and simple you could have your funds within a few hours. The
nice thing about
our online loans is that you can use your funds for any reason:
Why Choose US
Your online loan can be paid off at any time with no pre-payment penalty. You may pay extra at any time to help reduce your interest expense. You only pay for the time you have your loan outstanding.
Transparency
Our process is straightfoward and you get what you borrow, no hidden or origination fees.
Loans We Offer
We offer different types of loans to suit your puprose, plan and budget.
They include but not limited to:
- Personal Loan
- Home loan
- Home equity loan
- Unsecured loan
- Secured loan
- Debt consolidation
- Business loan
- Home equity line of credit
- Bridge loan
What Our Clients Say
I have worked with Xpress Credit Choice for a few years now. They are great, they always respond promptly and will go above and beyond to make sure the loan gets done when it should. Thank you!
Stephen Green
Xpress Credit Choice has helped us take on bigger and more art projects within the community. Initially, The Loan Fund took a risk on us. They provided us funding when we had an annual budget of only $7,000, and that has helped us grow into what we are today.
Diana Houston
I just wanted to say"thank you" for expediting my loan and helping me along the way. You and your team have been fantastic and made the process very easy. This loan will go a long way in helping me consolidate outstanding debt with high interest and has put my mind at ease.
Michael Bartlett
I was looking for a personal loan and looking at an early disbursal which actually came through. All details about the loan were given proactively and regular follow ups were also done. This is just an email to convey my appreciation to your team.
Sanandres Bosben
Xpress Credit Choice enabled me to take advantage of an incredible opportunity to relocate and expand my business, at a pivotal time. The support I received from The Loan Fund staff was priceless.
Lisa Raymond
How Our Loans Work
Applying for an online loan with Xpress Credit Choice is simple. We take pride in providing a quick and easy process. Here's how it works:
Apply Online
It's simple, free and takes just a few minutes. Need Help? Call or Text us at
+1 (407) 505-6433.
Verify information
We will request some basic supporting documents that you may submit to us via email.
Receive funds
After you e-sign your contract, your cash loan will be deposited directly into your bank account.
F.A.Q
-
How much is the application fee?
Nothing -- our online application is FREE. You will not be charged an application fee for filling out the online application. If your loan application is approved, there will be certain finance charges imposed in connection with your loan, which will be disclosed to you before you sign your promissory note.
-
What are your minimum requirements to be
considered for a loan with Xpress Credit Choice?
- At least 18 years old.
- Have a Social Security Number
- Verifiable source of income
- Have a valid US checking account
- Are a resident of the United States
- Are not serving in the Military
- Have an e-mail account registered in your name
-
Is Xpress Credit Choice licensed?
Yes. Xpress Credit Choice is licensed in the State of Florida through the Department of Business Oversight (DBO) with a Finance Lender's License No. 603F428
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When are you open?
Our loan processing hours are Monday through Friday, from 9:00 AM to 5:00 PM. We accept applications 24 hours a day, 7 days a week. Any application not submitted during loan processing hours will be processed at the beginning of the next business day. We are closed on all banking holidays.
-
What if I have questions about my account
or need answers to general information?
You may e-mail us at with any questions at any time. You can call Xpress Credit Choice customer service department at +1 (407) 505-6433 from Monday through Friday, from 9:00 AM to 5:00 PM Pacific Time.
Contact
We are open Monday through Friday, from 9:00 AM to 5:00 PM. We accept applications 24/7.